What type of individuals does Medicare primarily cover?

What type of individuals does Medicare primarily cover?

• A. Individuals with low income
• B. Individuals aged 65 and older and those with certain disabilities
• C. Only senior citizens above 75 years
• D. All individuals under 30 years

Answer: (B)

Medicare primarily covers individuals aged 65 and older and those with certain disabilities. This program is designed to provide health insurance to older adults who often face higher medical expenses as they age. The inclusion of individuals with specific disabilities allows those under 65 who cannot work due to their medical condition to access necessary healthcare services. Medicare aims to reduce the financial burden of healthcare on older adults and those with disabilities, offering them essential services such as hospital care, outpatient care, and prescription drug coverage. This demographic focus ensures that those who are more vulnerable due to age or health conditions have access to critical medical services. The other options do not accurately reflect the main coverage criteria of Medicare. For example, while individuals with low income may qualify for other programs like Medicaid, Medicare itself is not solely contingent on income. Additionally, limiting coverage to only those above 75 or excluding all individuals under 30 also misrepresents the broader eligibility criteria established by the program.

Medicare primarily covers individuals aged 65 and older and those with certain disabilities. This program is designed to provide health insurance to older adults who often face higher medical expenses as they age. The inclusion of individuals with specific disabilities allows those under 65 who cannot work due to their medical condition to access necessary healthcare services.

Medicare aims to reduce the financial burden of healthcare on older adults and those with disabilities, offering them essential services such as hospital care, outpatient care, and prescription drug coverage. This demographic focus ensures that those who are more vulnerable due to age or health conditions have access to critical medical services.

The other options do not accurately reflect the main coverage criteria of Medicare. For example, while individuals with low income may qualify for other programs like Medicaid, Medicare itself is not solely contingent on income. Additionally, limiting coverage to only those above 75 or excluding all individuals under 30 also misrepresents the broader eligibility criteria established by the program.